@font-face{font-family:"Manrope";src:url("../fonts/manrope.woff2") format("woff2");font-weight:200 800;font-display:swap}@font-face{font-family:"Karla";src:url("../fonts/karla.woff2") format("woff2");font-weight:200 800;font-display:swap}:root{--copper:#9a5728;--copper-600:#83471f;--copper-400:#c27a45;--copper-200:#ecc9ac;--copper-50:#fbf3ec;--cyan:#23cbec;--cyan-700:#0b7f97;--cyan-50:#e7f9fd;--ink:#1e150e;--ink-2:#4a3a2e;--ink-3:#76665a;--paper:#fffaf5;--white:#fff;--line:rgba(30,21,14,.11);--r:10px;--r-lg:20px;--shadow:0 1px 2px rgba(30,21,14,.06),0 8px 28px rgba(30,21,14,.08);--shadow-lg:0 30px 70px -20px rgba(30,21,14,.35);--head:"Manrope",system-ui,sans-serif;--body:"Karla",system-ui,sans-serif;--wrap:1180px;--gut:20px;--hero-fallback:radial-gradient(60% 80% at 82% 18%,rgba(35,203,236,.55),transparent 60%),radial-gradient(70% 90% at 12% 85%,rgba(194,122,69,.85),transparent 62%),linear-gradient(135deg,#2a1a10 0%,#5b311a 45%,#9a5728 100%)}*,*::before,*::after{box-sizing:border-box}html{-webkit-text-size-adjust:100%;scroll-padding-top:84px}body{margin:0;font-family:var(--body);font-size:18px;line-height:1.65;color:var(--ink);background:var(--paper);overflow-x:hidden}img{max-width:100%;display:block}a{color:var(--copper-600);text-underline-offset:3px}a:hover{color:var(--copper)}h1,h2,h3,h4{font-family:var(--head);line-height:1.15;letter-spacing:-.02em;margin:0 0 .5em;color:var(--ink)}h1{font-size:clamp(2.1rem,5.2vw,3.9rem);font-weight:800}h2{font-size:clamp(1.6rem,3.2vw,2.4rem);font-weight:800}h3{font-size:1.22rem;font-weight:700;margin-top:1.4em}p{margin:0 0 1em}.wrap{max-width:var(--wrap);margin:0 auto;padding:0 var(--gut)}.skip{position:absolute;left:-999px;top:8px;background:var(--ink);color:#fff;padding:8px 14px;border-radius:var(--r);z-index:999}.skip:focus{left:8px}.eyebrow{display:inline-flex;align-items:center;gap:8px;font-family:var(--head);font-weight:700;font-size:.8rem;letter-spacing:.14em;text-transform:uppercase;color:var(--copper)}.eyebrow::before{content:"";width:22px;height:2px;background:currentColor;border-radius:2px}.muted{color:var(--ink-3)}.btn{--b:var(--copper);display:inline-flex;align-items:center;justify-content:center;gap:10px;font-family:var(--head);font-weight:800;font-size:1rem;padding:15px 26px;border-radius:999px;border:0;cursor:pointer;text-decoration:none;color:#fff;background:var(--b);box-shadow:0 10px 24px -10px rgba(154,87,40,.8);transition:transform .2s,box-shadow .2s,background .2s;position:relative;overflow:hidden;isolation:isolate}.btn::after{content:"";position:absolute;inset:0;background:linear-gradient(110deg,transparent 30%,rgba(255,255,255,.35) 50%,transparent 70%);transform:translateX(-120%);transition:transform .6s;z-index:-1}.btn:hover{transform:translateY(-2px);color:#fff;background:var(--copper-600)}.btn:hover::after{transform:translateX(120%)}.btn svg{width:18px;height:18px}.btn-cyan{--b:var(--cyan);color:var(--ink);box-shadow:0 10px 24px -10px rgba(35,203,236,.9)}.btn-cyan:hover{background:#4fd8f2;color:var(--ink)}.btn-ghost{background:transparent;color:#fff;box-shadow:inset 0 0 0 2px rgba(255,255,255,.55)}.btn-ghost:hover{background:rgba(255,255,255,.12)}.btn-line{background:transparent;color:var(--ink);box-shadow:inset 0 0 0 2px var(--line)}.btn-line:hover{background:var(--white);color:var(--ink)}.site-header{position:fixed;top:0;left:0;right:0;z-index:100;transition:background .3s,box-shadow .3s,backdrop-filter .3s}.site-header .bar{display:flex;align-items:center;justify-content:space-between;height:72px;gap:16px}.site-header.solid{background:rgba(255,250,245,.86);backdrop-filter:blur(14px) saturate(1.4);-webkit-backdrop-filter:blur(14px) saturate(1.4);box-shadow:0 1px 0 var(--line)}.logo{display:inline-flex;align-items:center;gap:10px;font-family:var(--head);font-weight:800;font-size:1.25rem;letter-spacing:-.03em;text-decoration:none;color:#fff}.logo svg{width:34px;height:34px;flex:none}.logo b{color:var(--cyan)}.site-header.solid .logo{color:var(--ink)}.site-header.solid .logo b{color:var(--copper)}.nav{display:flex;align-items:center;gap:4px}.nav a{font-family:var(--head);font-weight:600;font-size:.95rem;color:rgba(255,255,255,.9);text-decoration:none;padding:8px 12px;border-radius:999px;transition:background .2s,color .2s}.nav a:hover,.nav a[aria-current]{background:rgba(255,255,255,.14);color:#fff}.site-header.solid .nav a{color:var(--ink-2)}.site-header.solid .nav a:hover,.site-header.solid .nav a[aria-current]{background:var(--copper-50);color:var(--copper-600)}.nav .btn{padding:11px 20px;margin-left:8px;font-size:.92rem;color:var(--ink)}.site-header.solid .nav .btn{color:#fff;--b:var(--copper)}.menu-btn{display:none;width:44px;height:44px;border-radius:12px;border:0;background:rgba(255,255,255,.14);color:#fff;cursor:pointer;align-items:center;justify-content:center}.site-header.solid .menu-btn{background:var(--copper-50);color:var(--ink)}.menu-btn svg{width:22px;height:22px}.drawer{position:fixed;inset:0;z-index:200;background:rgba(30,21,14,.5);opacity:0;pointer-events:none;transition:opacity .3s}.drawer.open{opacity:1;pointer-events:auto}.drawer .panel{position:absolute;top:0;right:0;bottom:0;width:min(86vw,360px);background:var(--paper);padding:22px;transform:translateX(100%);transition:transform .35s cubic-bezier(.2,.8,.2,1);display:flex;flex-direction:column;gap:6px;overflow-y:auto}.drawer.open .panel{transform:none}.drawer .panel a{font-family:var(--head);font-weight:700;color:var(--ink);text-decoration:none;padding:12px 10px;border-radius:var(--r);border-bottom:1px solid var(--line)}.drawer .panel .btn{margin-top:14px;color:#fff;border:0}.drawer .close{align-self:flex-end;background:none;border:0;font-size:28px;cursor:pointer;color:var(--ink);width:44px;height:44px}.hero{position:relative;color:#fff;isolation:isolate;overflow:hidden;clip-path:polygon(0 0,100% 0,100% 88%,0 100%);padding:150px 0 150px;background:#2a1a10}.hero-bg{position:absolute;inset:-4%;z-index:-3;background-image:var(--hero-fallback);background-size:cover,cover;background-position:center;animation:kb 26s ease-in-out infinite alternate;will-change:transform}.hero::before{content:"";position:absolute;inset:0;z-index:-2;background:linear-gradient(100deg,rgba(30,21,14,.88) 0%,rgba(30,21,14,.62) 42%,rgba(30,21,14,.12) 78%),linear-gradient(0deg,rgba(30,21,14,.45),transparent 40%)}.hero::after{content:"";position:absolute;inset:-50%;z-index:-1;opacity:.13;pointer-events:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='160' height='160'%3E%3Cfilter id='n'%3E%3CfeTurbulence 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22px}.hero-points{display:flex;flex-wrap:wrap;gap:10px 22px;list-style:none;padding:0;margin:0;font-size:.98rem;color:rgba(255,255,255,.9)}.hero-points li{display:flex;align-items:center;gap:8px}.hero-points svg{width:18px;height:18px;color:var(--cyan);flex:none}.hero .reveal-line{display:block;overflow:hidden}.hero .reveal-line>span{display:inline-block;transform:translateY(105%);animation:up .9s cubic-bezier(.2,.8,.2,1) forwards}.hero .reveal-line:nth-child(2)>span{animation-delay:.12s}.hero .reveal-line:nth-child(3)>span{animation-delay:.24s}@keyframes up{to{transform:none}}.tilt{perspective:1100px}.glass{position:relative;border-radius:var(--r-lg);padding:28px;background:linear-gradient(145deg,rgba(255,255,255,.2),rgba(255,255,255,.07));border:1px solid rgba(255,255,255,.28);backdrop-filter:blur(18px) saturate(1.3);-webkit-backdrop-filter:blur(18px) saturate(1.3);box-shadow:var(--shadow-lg);transform-style:preserve-3d;transition:transform .25s ease-out;color:#fff}.glass::before{content:"";position:absolute;inset:0;border-radius:inherit;background:radial-gradient(260px circle at var(--mx,50%) var(--my,0%),rgba(255,255,255,.25),transparent 60%);pointer-events:none}.glass>*{transform:translateZ(30px)}.glass .label{font-family:var(--head);font-weight:700;font-size:.8rem;letter-spacing:.12em;text-transform:uppercase;color:rgba(255,255,255,.75)}.glass .amt{font-family:var(--head);font-weight:800;font-size:3.2rem;letter-spacing:-.04em;line-height:1.05;margin:6px 0 14px}.range{width:100%;-webkit-appearance:none;appearance:none;height:8px;border-radius:99px;background:linear-gradient(90deg,var(--cyan) var(--p,40%),rgba(255,255,255,.25) var(--p,40%));outline:none;margin:6px 0 4px}.range::-webkit-slider-thumb{-webkit-appearance:none;width:26px;height:26px;border-radius:50%;background:#fff;border:5px solid var(--cyan);cursor:pointer;box-shadow:0 4px 14px rgba(0,0,0,.3)}.range::-moz-range-thumb{width:18px;height:18px;border-radius:50%;background:#fff;border:5px solid var(--cyan);cursor:pointer}.range-ends{display:flex;justify-content:space-between;font-size:.82rem;color:rgba(255,255,255,.7)}.glass .stats{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin:18px 0}.glass .stat{background:rgba(30,21,14,.28);border-radius:var(--r);padding:12px}.glass .stat b{display:block;font-family:var(--head);font-size:1.15rem}.glass .stat span{font-size:.8rem;color:rgba(255,255,255,.75)}.glass .btn{width:100%}.glass small{display:block;margin-top:12px;font-size:.8rem;color:rgba(255,255,255,.7);line-height:1.45}.hero.page{padding:132px 0 110px}.hero.page .grid{grid-template-columns:1.3fr .7fr}.hero.page h1{font-size:clamp(2rem,4.4vw,3.2rem)}.crumbs{display:flex;flex-wrap:wrap;gap:6px;list-style:none;padding:0;margin:0 0 18px;font-size:.88rem;color:rgba(255,255,255,.7)}.crumbs a{color:rgba(255,255,255,.85);text-decoration:none}.crumbs a:hover{color:#fff;text-decoration:underline}.crumbs li+li::before{content:"/";margin-right:6px;opacity:.6}.byline{display:flex;flex-wrap:wrap;gap:6px 16px;font-size:.9rem;color:rgba(255,255,255,.75);margin-top:18px}.mini-glass .row{display:flex;justify-content:space-between;gap:10px;padding:10px 0;border-bottom:1px solid rgba(255,255,255,.18);font-size:.95rem}.mini-glass .row:last-of-type{border-bottom:0}.mini-glass .row b{font-family:var(--head)}section{position:relative}.sec{padding:84px 0}.sec-tight{padding:56px 0}.sec-head{max-width:720px;margin-bottom:40px}.sec-head.center{margin-left:auto;margin-right:auto;text-align:center}.sec-head.center .eyebrow::after{content:"";width:22px;height:2px;background:currentColor;border-radius:2px}.alt{background:var(--white)}.dark{background:var(--ink);color:#f3e9e0}.dark h2,.dark h3{color:#fff}.dark .eyebrow{color:var(--cyan)}.apply-sec{margin-top:-70px;padding:0 0 70px;position:relative;z-index:5}.apply-shell{display:grid;grid-template-columns:.8fr 1.2fr;gap:0;background:var(--white);border-radius:var(--r-lg);box-shadow:var(--shadow-lg);overflow:hidden;isolation:isolate}.apply-side{background:linear-gradient(160deg,var(--copper) 0%,var(--copper-600) 60%,#5b311a 100%);color:#fff;padding:40px 34px;position:relative;overflow:hidden}.apply-side::after{content:"";position:absolute;width:280px;height:280px;border-radius:50%;right:-110px;bottom:-110px;background:radial-gradient(circle,rgba(35,203,236,.55),transparent 65%)}.apply-side h2{color:#fff;font-size:1.8rem}.apply-side ol{list-style:none;padding:0;margin:22px 0;counter-reset:s}.apply-side li{counter-increment:s;display:flex;gap:14px;margin-bottom:16px;font-size:.98rem;line-height:1.5}.apply-side li::before{content:counter(s);flex:none;width:30px;height:30px;border-radius:50%;background:rgba(255,255,255,.16);display:grid;place-items:center;font-family:var(--head);font-weight:800;font-size:.9rem}.apply-side li b{display:block;font-family:var(--head)}.chips{display:flex;flex-wrap:wrap;gap:8px;position:relative;z-index:1}.chip{display:inline-flex;align-items:center;gap:6px;font-size:.82rem;font-weight:700;padding:7px 12px;border-radius:999px;background:rgba(255,255,255,.14)}.chip svg{width:14px;height:14px}#apply-form{scroll-margin-top:80px;padding:34px 30px;isolation:isolate;position:relative;min-height:520px}#apply-form .form-title{font-family:var(--head);font-weight:800;font-size:1.3rem;margin:0 0 4px}#apply-form .form-sub{font-size:.92rem;color:var(--ink-3);margin-bottom:18px}.form-host{position:relative;isolation:isolate;contain:layout;min-height:420px}.form-loading{position:absolute;inset:0;display:flex;flex-direction:column;gap:14px;padding:6px 0}.form-loading i{display:block;height:52px;border-radius:var(--r);background:linear-gradient(90deg,#f4ece4 25%,#fbf6f1 50%,#f4ece4 75%);background-size:200% 100%;animation:shim 1.4s infinite}.form-loading i:nth-child(3){width:70%}.form-loading i.b{height:56px;border-radius:999px;background:linear-gradient(90deg,var(--copper-200) 25%,#f6e2d2 50%,var(--copper-200) 75%);background-size:200% 100%}.form-loading span{font-size:.85rem;color:var(--ink-3)}.form-host.ready .form-loading{display:none}@keyframes shim{to{background-position:-200% 0}}.form-legal{font-size:.82rem;color:var(--ink-3);margin-top:14px;line-height:1.5}.facts{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.fact{background:var(--white);border:1px solid var(--line);border-radius:var(--r-lg);padding:24px;position:relative;overflow:hidden}.fact::before{content:"";position:absolute;left:0;top:0;bottom:0;width:4px;background:linear-gradient(var(--cyan),var(--copper))}.fact b{display:block;font-family:var(--head);font-weight:800;font-size:2rem;letter-spacing:-.03em;color:var(--copper-600)}.fact span{font-size:.95rem;color:var(--ink-2)}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;counter-reset:st}.step{counter-increment:st;background:var(--white);border-radius:var(--r-lg);padding:30px 26px;border:1px solid var(--line);position:relative;transition:transform .3s,box-shadow .3s}.step:hover{transform:translateY(-6px);box-shadow:var(--shadow)}.step::before{content:"0" counter(st);font-family:var(--head);font-weight:800;font-size:3.4rem;line-height:1;color:transparent;-webkit-text-stroke:1.5px var(--copper-200);position:absolute;right:20px;top:16px}.step .ic{width:52px;height:52px;border-radius:14px;display:grid;place-items:center;background:var(--copper-50);color:var(--copper);margin-bottom:16px}.step .ic svg{width:26px;height:26px}.step h3{margin-top:0}.step p{margin:0;color:var(--ink-2);font-size:1rem}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{display:block;background:var(--white);border:1px solid var(--line);border-radius:var(--r-lg);padding:26px;text-decoration:none;color:var(--ink);transition:transform .3s,box-shadow .3s,border-color .3s;position:relative;overflow:hidden}.card:hover{transform:translateY(-5px);box-shadow:var(--shadow);border-color:var(--copper-200);color:var(--ink)}.card .ic{width:46px;height:46px;border-radius:12px;display:grid;place-items:center;background:linear-gradient(135deg,var(--cyan-50),var(--copper-50));color:var(--copper);margin-bottom:14px}.card .ic svg{width:24px;height:24px}.card h3{margin:0 0 6px;font-size:1.15rem}.card p{margin:0;font-size:.98rem;color:var(--ink-2)}.card .more{display:inline-flex;align-items:center;gap:6px;margin-top:14px;font-family:var(--head);font-weight:700;font-size:.9rem;color:var(--copper)}.card .more svg{width:16px;height:16px;transition:transform .2s}.card:hover .more svg{transform:translateX(4px)}.tbl-wrap{overflow-x:auto;border-radius:var(--r-lg);border:1px solid var(--line);background:var(--white);-webkit-overflow-scrolling:touch}table{width:100%;border-collapse:collapse;font-size:.96rem;min-width:620px}th,td{padding:14px 16px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}thead th{font-family:var(--head);font-weight:800;background:var(--copper-50);color:var(--ink);font-size:.92rem}tbody tr:last-child td{border-bottom:0}tbody th{font-family:var(--head);font-weight:700;background:#fffdfb;white-space:nowrap}td.hl,th.hl{background:var(--cyan-50)}.split{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}.checklist{list-style:none;padding:0;margin:0;display:grid;gap:12px}.checklist li{display:flex;gap:12px;align-items:flex-start;background:var(--white);border:1px solid var(--line);border-radius:var(--r);padding:14px 16px}.checklist svg{flex:none;width:22px;height:22px;color:var(--cyan-700);margin-top:2px}.calc{background:var(--ink);color:#f3e9e0;border-radius:var(--r-lg);padding:30px;box-shadow:var(--shadow-lg);position:relative;overflow:hidden}.calc::after{content:"";position:absolute;width:300px;height:300px;right:-120px;top:-120px;background:radial-gradient(circle,rgba(35,203,236,.35),transparent 65%)}.calc h3{color:#fff;margin-top:0}.calc label{display:flex;justify-content:space-between;font-family:var(--head);font-weight:700;font-size:.92rem;margin-top:14px}.calc .range{background:linear-gradient(90deg,var(--cyan) var(--p,40%),rgba(255,255,255,.18) var(--p,40%))}.calc .out{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-top:20px;position:relative;z-index:1}.calc .out div{background:rgba(255,255,255,.07);border-radius:var(--r);padding:12px}.calc .out b{display:block;font-family:var(--head);font-size:1.3rem;color:#fff}.calc .out span{font-size:.78rem;color:rgba(243,233,224,.7)}.calc small{display:block;margin-top:14px;font-size:.78rem;color:rgba(243,233,224,.65);position:relative;z-index:1}.pills{display:flex;flex-wrap:wrap;gap:12px}.pill{font-family:var(--head);font-weight:800;font-size:1.05rem;padding:14px 22px;border-radius:999px;background:var(--white);border:1px solid var(--line);text-decoration:none;color:var(--ink);transition:all .25s}.pill:hover{background:var(--copper);border-color:var(--copper);color:#fff;transform:translateY(-3px)}.faq{display:grid;gap:12px;max-width:860px}.faq details{background:var(--white);border:1px solid var(--line);border-radius:var(--r);transition:box-shadow .3s,border-color .3s}.faq details[open]{box-shadow:var(--shadow);border-color:var(--copper-200)}.faq summary{cursor:pointer;list-style:none;padding:18px 54px 18px 20px;font-family:var(--head);font-weight:700;font-size:1.04rem;position:relative}.faq summary::-webkit-details-marker{display:none}.faq 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